Three Principles
Safety is Paramount
What's a Safe Place for Retirement Money?
As retirement nears, you may be thinking about “What’s a safe place for retirement money?” If you are already in retirement, this idea of safety first may matter even more. That’s because when you’re working, you usually have a higher tolerance for risk. However, when retirement is upon you, that may change. Some clients feel comfortable risking their money. Others want to know that at least a portion of their money is safe. That’s why Safe Retirement Solutions does what we do.
What Guides Us
Of course, our firm has a few core principles we rely on and discuss with our clients:
Find a safe place for retirement money
Determine a Reasonable rate of return, over time
Look for simple strategies
Examples of Potential Options for Safety
The company name is “Safe Retirement Solutions” and we believe in what our name says – safety. Throughout your entire life, we believe that your wealth should be under protection. Certainly, once you get into retirement, the idea of safety can matter more. When a retiree loses money, they may wonder if they will have time to recover from the loss. Importantly, some options may exist that protect your money.
When you think about retirement, do you think about high risk? Probably not. Safe Retirement Solutions can help you learn about some potential options for a safe place for money in retirement. For instance, some annuities and life insurances may be used as a place to protect savings as well as provide other benefits. Additionally, these products may offer a reasonable rate of return**, over time, as well.
Keeping Your Money in Retirement
Wondering how you might be able to keep a portion of your money in protection during retirement? Want to know if you may still be able to have an income for life? Join us for an upcoming seminar or workshop. We will review some concepts you may not yet know about that may help you answer these questions (and more).
Keeping Your Money Safe
Safe Retirement Solutions is here to show you potential ways to...
Have a Safe Place for Money in Retirement
You might like having some money at risk inside your portfolio of assets. Yet, you may also feel that risk isn’t worth it once you are in retirement. Maybe you are still working so the risk does not have an impact on you yet. For others, a change in strategy is needed once you are near or in retirement. If you count on your savings to give you an income in retirement, you may want to know more about some options for keeping that money safe. Having a safe place for money in retirement may be part of your overall future goals. This may be especially important the closer you are to retiring.
Safe and Sound (and Annuities)
Just because someone has an annuity or a life insurance product, doesn’t mean that product is a “good” one. Some products only make sense for certain people or specific circumstances. However, fixed index annuities (FIA) may offer some primary benefits. For example, an FIA is a contract with an insurance carrier. Even if your index drops, the FIA contract lets you know that your principal balance won’t drop. The insurance company can make this claim because of their claims-paying ability. Essentially, they have to keep money in reserves to be able to pay out on your annuity. That’s why safety is a main component of most FIAs and some life insurances as well. Other benefits may exist, too. These may include death benefits, long-term care, and income options.
